Fannie Mae’s HomeReady® loan product allows the lender to exclude the borrower’s student loans from the DTI calculation if the debt is being paid by someone else and has been for at least the last 12 months. Fannie Mae allows lenders to use the actual student loan payments that borrowers are making each month (amount shown on…
So the media has been abuzz about the new tax bill that just passed called “TAX CUTS AND JOBS ACT” if you want to read this new act in entirely it can be found here http://docs.house.gov/billsthisweek/20171218/CRPT-115HRPT-466.pdf If you are like most people you do not have time to read the entire 1,097 page document. So here…
It has been a busy 2017! I wanted to share some of my sales stats for the year. In the past 12 months I have sold 23 properties, 17 of these transactions I represented the seller and 6 I represented the buyer. This represents over $2.5M in sales. Here are some of my stats…
If there’s anything history has taught us, it’s that homeownership is one of the best ways to build wealth and secure your financial future. Here are five primary ways being a homeowner can help you accomplish this Homeownership can help create a forced savings. Most people aren’t very goodat putting money aside each month, but every financial…
